Florida Public Adjuster

The Florida Public Adjuster is a $50,000.00 bond. This bond is available in 1, 2, or 3 year terms.

The Public Adjuster Bond is a license and permit surety bond that protects the policyholder for whom the adjuster rendered services from fraud, dishonesty, misstatement, misrepresentation, deceit and or any unlawful acts or omissions as they investigate the claim and issue their settlement recommendations.

Who needs a public insurance adjuster bond?

In the State of Florida, any individual or business entity who aids an insured in negotiating the settlement of claims for loss or damage under an insurance policy or who advertises or solicits business as a public insurance adjuster is required to be licensed as a public insurance adjuster and obtain a $50,000 surety bond to be in compliance with the Part VI of Chapter 626, Section 626.851 through 626.878 of the Florida Statutes.

What is the public insurance adjuster bond?

The Florida public insurance adjuster protects the party requesting the surety bond, the Obligee, against any financial losses as a result of poor financial choices, damages, unethical decisions, or a failure to adhere to state and local laws on the part of you, the Principal. By obtaining your bond, you are telling the Obligee that you can be trusted and that you stand by your business decisions.

The Florida public insurance adjuster bond is also known as the Florida public adjuster bond.

What else do I need to obtain or renew my license?

Requirements are always subject to change, so it’s best to consult the Florida Division of Insurance Agent and Agency Services for the most up-to-date information.

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